Insurance Planning
Insurance Planning
Insurance planning at Vision Investments focuses on protecting your income, assets, and financial commitments. The goal is to ensure that family lifestyle, ongoing expenses, and liabilities remain secure even during unforeseen situations.
Coverage is structured based on:
- Current income and future earning potential
- Outstanding liabilities such as Home Loans, Business Loans, or Personal Loans
- Family Responsibilities and Lifestyle Expenses
- Long-term Financial Goals and Legacy Objectives
Core Insurance Solutions
- Life Insurance
Ensures that financial obligations and family needs are met in your absence.
- Term Insurance aligned with Income and Liabilities
- Coverage to protect Home loans, Business loans, and Personal Borrowings.
- Legacy and Wealth Transfer Solutions
    2. Health Insurance
Protects savings from rising medical costs.
- Individual and family floater policies
- High sum insured plans
- Top-up and Super Top-Up covers for additional protection
    3. Personal Accident Insurance
Provides financial support in case of accidental injury or disability.
- Accidental death benefit
- Permanent and partial disability cover
- Income replacement features
    4. Home & Property Insurance
Protects physical assets and valuable possessions.
- Structure and content coverage
- Protection against fire, natural calamities, and burglary
- Coverage for high-value items
Riders for Additional Protection
Riders help strengthen the base policy and address specific risks.
Common options include:
- Accidental death benefit rider
- Critical illness rider
- Disability income rider
- Waiver of premium rider
- Hospital cash rider
Key Benefits of Structured Insurance Planning
- Protection for family lifestyle and essential expenses
- Coverage for outstanding loans and liabilities
- Safeguarding investments from emergency withdrawals
- Continuity of long-term financial goals